Bad Credit Tips – Credit After Bankruptcy
February 10th, 2012 | 
Author: Bad Credit Tips For After Bankruptcy
When your bankruptcy has at last been discharged by the federal courts and you have the papers in your hands, then what? How can you go about repairing your credit? The first thing is to keep in mind why you filed bankruptcy in the first place. You don’t want to end up in another bankruptcy situation. The first step is to begin to re-establish your bad credit after bankruptcy, but where to start.
Your Credit Report
Ordering your credit report from the big three credit bureaus (Trans Union, Equinox and Experience) so you can find out exactly what’s on your credit report and why.
To start you must learn about your credit rating, even if your credit score is lower than you’d like it to be, it is much nicer to now it than being in the dark about it. If you in no way keep track of your credit report, you can’t know what’s on there that shouldn’t be, and if it isn’t supposed to be there, that may well be bringing down your score. You have the right to have anything that is inaccurate investigated and if found inaccurate, removed. That’s the first thing, getting your credit reports cleaned up so that they reflect correct information.
You Must Pay Your Bills
Most people think, “I’ve got a bankruptcy, I have no credit and it just doesn’t matter.” This is not the case, it really does matter. Repairing your credit after bankruptcy isn’t that hard and you can probably do it quicker than you think. But you have to pay your bills, on time every time. Do not start taking on any more debt that you cannot repay. This is the first step to rebuild your credit.
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